To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

• Picture ID
• Copies of bank statements for the past two months
• 30 Days recent paycheck stubs
• Recent two years W2s, or income tax returns for the past two years to verify your income and proof of employment
• Contact for your Homeowner's Insurance Agent
• Sales contract for the purchase of a new home
• Any further documentation that the mortgage underwriter may request